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What services do you provide? |
 Synergy Financial Management provides customized financial planning and investment strategies to meet our clients' changing financial circumstances and objectives including Financial Planning, Wealth Creation, and Wealth Protection Strategies.
Financial Planning
Synergy Financial Management's planning process will help our clients assess their current financial situation, identify specific needs, goals, and concerns and help them evaluate their options and strategies for addressing those needs, goals, and concerns.
Synergy Financial Management helps our clients with a variety of quality financial planning alternatives. Whether working on a retirement, tax, or estate plan, we have the expertise and tools needed to help our clients reach their goals.
Investment Planning
Synergy Financial Management's investment process helps our clients compare their current portfolio and investment management strategies with their goals and objectives to see if they are on target. From there, we help our clients evaluate different portfolio management strategies and help to implement strategies that give them the best chance of meeting their investment goals.
Synergy Financial Management's strategies can help you with a variety of investment alternatives. Whether you are working on income for retirement, saving for college, or managing the proceeds of an estate, we can be of service.
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What is your investment philosophy? |
Philosophy
It is Synergy Financial Management's philosophy that portfolio management needs to be tailored to each investor's particular financial goals, risk-tolerances, tax issues, constraints and other special circumstances. Since there is a positive relationship between risk and return, investment objectives should also be stated in terms of both risk and return. Even though we custom-tailor our clients’ portfolios, our investment process and decisions are based on fundamental research and time-proven strategies designed to optimize long-term returns while minimizing risks. Regardless of the portfolio size, every Synergy Financial Managements client gets the best we have to offer each and every time they work with us.
Research
Research is a core component when it comes to selecting investment vehicles. Whether we are selecting mutual funds, separate account managers, stocks, or other instruments, our research resources are far-reaching, independent, and trustworthy. We take advantage of the major national and international teams of specialists as well as perform our own internal research. We feel that by combining our efforts, our clients receive the best information possible. We take pride in our due diligence and are confident you will benefit from its insight and perspective.
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What is your financial planning philosophy? |
Financial Planning Process
Our customized financial planning strategies are designed to meet your changing financial circumstances and objectives.
- The first step of the financial planning process is to identify and prioritize our clients’ goals, needs and concerns. We will work together to identify and evaluate things like retirement goals, investment risk tolerance, insurance needs, tax savings strategies and much more.
- Next, we measure and analyze the different between where our clients are TODAY and where they want to be in the FUTURE. This process is referred to as GAP analysis.
- The third step in the financial planning process is for us to use the information from the first two steps to analyze and prepare core foundation alternatives that will help our clients achieve their goals. We will create a comprehensive and personalized financial report containing these recommended strategies so that our clients have a permanent record for future reference.
- Next, we will review the plans we created for our clients and carefully explain all of the pros and cons of the different options. If our clients are not comfortable with any part of the options presented, we will make necessary revisions.
- Here we put the plan into action.
- Finally, we monitor, review and update each client’s plan as circumstances change over time.
The financial planning process can be used in a comprehensive fashion covering many financial planning needs, or as a modular plan covering just one or two. We tailor the process to meet each client’s particular needs.
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